Privacy Policy

Introduction
Welcome to CentsOn, an independent subscription-based publication launched in August 2025. This Privacy Policy explains what information we collect, how it is used, and the choices you have regarding your data. It also outlines your rights under the General Data Protection Regulation (GDPR) if you are located in the European Economic Area (EEA) and the California Consumer Privacy Act (CCPA/CPRA) if you are a resident of California.

1. Information We Collect

a. Information You Provide

Account and Subscription Information: Name, email address, billing details.
Communications: Messages or correspondence you send us.

b. Automatically Collected Information

Usage Data: Pages visited, device type, IP address, browser information, time of access.
Cookies and Similar Technologies.

2. How We Use Your Information

We use your personal data to:

Manage your subscription and provide full website access.
Send newsletters, service updates, and relevant communications.
Improve site functionality, analyze trends, and personalize content.
Comply with legal obligations.

We do not sell personal data. We only share:

With trusted service providers (hosting, payment processing, analytics, email).
When required by law.
In the event of a merger, acquisition, or sale.

If you are located in the EEA, the legal basis for processing your personal data may include:

Consent (e.g., email newsletters).
Contractual necessity (e.g., providing subscription services).
Legitimate interests (e.g., improving our site).
Legal obligations (e.g., compliance with tax laws).

Right to access, correct, or delete your data.
Right to withdraw consent at any time.
Right to restrict or object to processing.
Right to data portability.
Right to lodge a complaint with your local Data Protection Authority.

To exercise these rights, contact us at [email protected].

5. CCPA/CPRA Compliance (California Residents)

If you are a California resident, you have the following rights:

Right to Know: Request details about the personal data we collect, use, and disclose.
Right to Delete: Ask us to delete your personal information, subject to certain exceptions.
Right to Opt-Out of Sale/Sharing: We do not sell your personal information, but you may still request confirmation.
Right to Correct: Update or fix inaccurate information.
Right to Non-Discrimination: You will not be discriminated against for exercising your privacy rights.

To exercise these rights, email [email protected] with the subject line “CCPA Request.”

Under the CCPA/CPRA, California residents have the right to opt out of the sale or sharing of their personal information.

CentsOn does not sell or share your personal information with third parties for cross-context behavioral advertising.
However, if you would like to formally exercise your “Do Not Sell or Share My Personal Information” rights, you can submit a request by emailing us at:
📧 [email protected]

We will verify your request and respond within the legally required timeframe.

7. Data Retention

We retain data only as long as necessary for business, legal, and compliance purposes.

8. Security

We use reasonable safeguards to protect your information, though no online system is 100% secure.

9. Children’s Privacy

CentsOn is not directed to children under 16. If we learn we collected data from a child under 16, we will delete it immediately.

10. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted here with a revised “Last Updated” date.

11. Contact Us

For privacy-related inquiries, please contact us:
📧 [email protected]