What to Do When Your Car Gets Hit by a Golf Ball: A Friendly Guide

Learn how to handle car damage from unexpected golf ball hits.

A car with a dent from a golf ball at a driving range
A car with a dent from a golf ball at a driving range

Did a Golf Ball Just Hit Your Car? Here's What To Do Next!

Picture this: You're enjoying a nice drive down a scenic route when a rogue golf ball jumps from nearby, bouncing off your car. It might sound a bit surreal or like the start of a quirky adventure story, but it’s a genuine concern for many driving near golf courses.

While a sudden golf ball attack on your vehicle isn’t an everyday event, knowing how to handle it can save you a lot of stress. Let’s walk through some steps to take if and when this occurs.

First Steps: Assess the Damage

Immediately after the incident, find a safe place to pull over and inspect the damage. Here are a few things to look out for:

  • Check for visible dents or scratches on your car’s exterior.
  • Ensure all windows and lights are intact.
  • If the damage is more than superficial, take photos for evidence.

Once you have a clear idea of the damage, it’s time to think about your next steps.

Contact Your Insurance Provider

Reach out to your insurance company to discuss your coverage. Did you know that not all policies cover this type of incident? As strange as it sounds, it’s best to check whether your comprehensive insurance policy includes protection against "falling objects," which can cover things like errant golf balls, falling tree branches, and more.

A person talking on the phone with an insurance agent.

Finding Who’s Responsible

If the golf ball came from a nearby course, contact the golf course management. Courses usually have policies in place for such incidents and might offer solutions or compensation.

Pro tip: It might be useful to gather any witness statements to support your claim, especially if the ball was hit from elsewhere.

Repairing Your Car

Once everything is sorted insurance-wise, take your car to a trusted repair shop. It helps to choose a workshop familiar with fixing small dents, as they can ensure your car returns to its pristine state.

A mechanic fixing the dent in a car.

Remember, a little humor can go a long way—later, this will make for an interesting story to share!

Tell Me, Have You Encountered Such a Situation?

Car encounters with golf balls may seem rare, but they’re more common than we think. Have you experienced a similar situation, or know someone who has? Share your story or tips in the comments—it might just help someone navigate the chaos of a golf ball mishap!